Texas Retirement Planning
Lorenz Financial
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Lorenz Financial is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
John Lorenz
CEO/Agent
A Houston native with deep ties to the local community, Jack Lorenz was born and raised in Bellaire, Texas, where he attended Strake Jesuit High School. He went on to earn his undergraduate degree in Economics from the University of Texas before furthering his education with an MBA from the University of Houston.
With over two decades of experience in the financial services industry, Jack Lorenz began his career at Northwestern Mutual in 1997, where he worked until 2007. Since then, he has successfully operated as an independent agent, helping families and businesses protect what they love, and give peace of mind on financial issues that might be of concern in their future.
He is the proud father of four children. Three of his children graduated from Bellaire High School, with two daughters attending Texas A&M University and one daughter attending the University of Texas. His youngest child attended Lamar University and is studying to become an electrician.
Outside of work, Jack Lorenz is passionate about classic civilizations, a keen golfer, and enjoys tennis and running. He is an advocate for spending time in nature and has a rich history of hunting and fishing, further enriching his appreciation for the outdoors.
With his vast experience, personal approach, and commitment to helping families secure their financial futures, Jack Lorenz is dedicated to providing clients with the highest level of service and expertise. Jack is always striving for growth and to better the lives of others, which is why he has also expanded offices to Las Vegas, Nevada, where he hopes to connect with a new
group of business professionals to provide them financial peace.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in May 2025
- There are no events scheduled during these dates.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
